Please read these terms and conditions carefully. By accessing this website, sub-sites and linked websites within the China Sky Credit Limited you declare that you have understood and recognise the following application conditions and legal information related to this website (and the elements contained therein). If you do not agree to the following conditions, please refrain from accessing this site and the pages contained therein. Data protection and the Internet According to Art. 13 of the Swiss constitution and data protection legislation, every individual has a right to protection of their private sphere as well as protection against the misuse of their personal data.China Sky Credit Limited (hereinafter referred to as “China Sky Credit Limited”) complies with these regulations. The Internet is an open network, accessible to everyone.China Sky Credit Limited will do everything in its power to protect my data and my privacy. All confidential data transferred between my browser and the China Sky Credit Limited web server are therefore encrypted (SSL, currently with 128-bit encryption, the WWW standard for browsers worldwide). It can happen that data are sent unencrypted by e-mail to the advisers for further personal processing. Please take note that in the case of transmitting unencrypted or insufficiently encrypted e-mails, confidentiality can not be completely guaranteed. I have also noted and agree to the occasional use of cookies to help ensure that I receive information tailored to my needs. A cookie is a piece of information stored in my browser that enables the China Sky Credit Limited Limited web server to recognise my computer on subsequent visits to the company’s website. I have noted that my browser can be set to inform me when it receives cookies. I have no objection to China Sky Credit Limited occasionally sending me information about the company, its products and services to my postal and e-mail addresses. I also consent to my personal details being forwarded to other partners in the China Sky Credit Limited, also abroad, for processing but that they will not be made available to other third parties (except authorised agents in the sense of Art. 47 of Swiss Banking Law). Banking secrecy I hereby acknowledge that my e-mail and/or application for financing will be sent via the Internet. By the very nature of the Internet, it is possible that these data will cross borders and be forwarded via servers abroad even if both sender and recipient are in Hong Kong. I therefore waive my right to Swiss banking secrecy during data transmission until it reaches China Sky Credit Limited and accept the possibility of transfer via servers abroad. No offer The information published on the website of China Sky Credit Limited does not represent any invitation, offer or recommendation to buy or sell a product, to perform a specific transaction or to engage in any other type of legal operation. Addresses The China Sky Credit Limited website addresses itself to individuals residing in Hong Kong or in the Principality of Asia as well as to legal persons in the world, partnerships and corporations domiciled in any Legal teritory in the world or in the Principality of Asia. Real and intellectual property rights All the elements on this website, unless otherwise specified, belong exclusively and in their entirety to the China Sky Credit Limited(especially copyright and other rights). The elements are only freely usable for browsing purposes. If elements are reproduced wholly or partially in any form, electronic or in writing, express mention of the China Sky Credit Limited is required. Apart from this, the publication of any part or parts of the site must first be approved by theChina Sky Credit Limited. All contents, product name, signs and logos are registered trademarks of the China Sky Credit Limited. No part of the site has been designed in such a way as to grant the right to use a picture, a registered trademark or a logo. Downloading or copying elements from the site gives you no rights whatsoever as regards the software or the elements on the site. Disclaimer of guarantee or liability China Sky Credit Limited provides information and opinions whose accuracy it in no way guarantees. It declines all responsibility and can offer no guarantee that its site is fully functional, error-free or unaffected by viruses. Furthermore, China Sky Credit Limited cannot be made liable for damage (unless intentionally caused) that is incurred by accessing or using elements on the site. This also applies in cases where the individual is unable to access or use the site. Links China Sky Credit Limited has not examined the websites linked to the site and is not responsible for the content of other sites linked to its own. The use of links to other websites is entirely at the user’s own risk. Access restrictions China Sky Credit Limited websites are not intended for use by persons subject to jurisdictions that forbid the publication of or access to China Sky Credit Limited websites and links. Persons subject to such restrictions are not permitted to access the China Sky Credit Limited website. Venue and applicable law For all disputes arising between users of this site and China Sky Credit Limited as a result of operating or visiting the site, it is agreed that the exclusive venue is Shanghai Commercial Bank Tower, 18th Floor, Office 106
12 Queen’s Road Central
Hong Kong China Sky Credit Limited, however, is also at liberty to sue at the user’s place of residence/domicile. The applicable law is the law of Hong Kong. Updated by The China Sky Credit Limited Legal Team on August 17, 2023